Dental Financial Information at McLemore & McLemore, DDS
At McLemore & McLemore, DDS, we believe that exceptional dental care should be within reach for every patient in Jackson, TN. We are committed to transparency — helping you understand your financial responsibilities before treatment begins so there are no surprises. Our team is always available to walk you through your insurance coverage, payment options, and financing plans so you can make informed decisions about your care. Call us at (731) 424-2651 or contact us with any questions.
Insurance, Payment Options & Financing
We customize treatment costs based on your individual needs and work hard to maximize your insurance benefits. Here is a summary of our financial policies and options:
Accepted payment methods include Mastercard, Visa, Discover, and American Express. We submit insurance claims on your behalf as a courtesy; however, payment remains the patient’s responsibility. Our in-network insurance providers include BCBS of TN, Delta Dental, and United Concordia. Plans we do not accept include TennCare, Blue Care, Denta-Quest, Health Springs, Humana-Medicare, HMO plans, and Discount Dental Plans. Estimated deductibles and co-pays are due at the time of service; estimates may be adjusted once the final claim is processed.
For patients who need flexibility beyond insurance, we are proud to partner with CareCredit — one of the most trusted dental financing providers in the country. CareCredit offers no down payment required, deferred interest financing for up to 6 months, fixed-interest extended payment plans for up to 60 months, no prepayment penalties, and a simple online application that takes just minutes.
Why Choose McLemore & McLemore, DDS for Your Dental Care
Our team brings honesty and transparency to every financial conversation. We will review your treatment plan costs with you in advance, help you understand exactly what your insurance covers, and work with you to find the payment approach that fits your budget — because your oral health should never have to wait due to financial concerns. Contact McLemore & McLemore, DDS in Jackson, TN at (731) 424-2651 to discuss your options.
Frequently Asked Questions About Dental Financing & Insurance
Does McLemore & McLemore, DDS accept dental insurance?
Yes. We are in-network with BCBS of TN, Delta Dental, and United Concordia. We accept most major dental insurance plans and submit claims on your behalf as a courtesy. Payment for any portion not covered by insurance remains the patient’s responsibility. Contact our team to verify your specific benefits before your appointment.
What insurance plans does McLemore & McLemore, DDS not accept?
We do not accept TennCare, Blue Care, Denta-Quest, Health Springs, Humana-Medicare, HMO plans, or Discount Dental Plans. If you are unsure about your plan, please call us at (731) 424-2651 and our team will help you determine your coverage options.
What payment methods does McLemore & McLemore, DDS accept?
We accept Mastercard, Visa, Discover, and American Express. We also offer CareCredit financing for patients who prefer to spread treatment costs over time.
What is CareCredit and how does it work?
CareCredit is a healthcare financing credit card that allows you to pay for dental treatment over time rather than all at once. At McLemore & McLemore, DDS, we offer CareCredit with no down payment required, deferred interest up to 6 months, fixed-interest plans up to 60 months, and no prepayment penalties. You can apply online in minutes at the CareCredit link above.
When is payment due for dental treatment?
Estimated co-pays and deductibles are due at the time of service. Your out-of-pocket estimate may be adjusted once the final insurance claim is processed. Our team will provide you with an estimated cost breakdown before treatment begins.
What if I don’t have dental insurance?
No insurance? No problem. We will work with you to understand your treatment costs upfront and can help you explore CareCredit financing to make your care affordable. Many preventive services are very reasonably priced and offer significant long-term savings by catching problems early.
How do I get more information about financial options at McLemore & McLemore, DDS?
Call us at (731) 424-2651 or visit our contact page in Jackson, TN. Our team is happy to review your insurance benefits, answer billing questions, and help you find the payment approach that works best for your situation.
